Finance & Accounting
Credit scoring
Assesses a customer's creditworthiness from their data and behavior, and recommends a limit and terms.
When to use it
Fintech, leasing, B2B suppliers offering payment terms.
How it works — example
- Input
- A customer wants UAH 200K of trade credit on 90-day terms.
- Agent actions
- The agent analyzes their financial statements, YouControl history, and behavior with you.
- Result
- Score 72/100, recommendation: "Approve with a UAH 150K limit and 25% upfront payment."
Business impact
Month 1: -70% manual decision time. Month 3: -30% defaults. Month 6: +20-40% lending volume at no added risk.
Similar agents
Account reconciliation
Matches bank statements against the accounting system, finds discrepancies, and prepares notes for the accountant.
Financial reporting
Builds management reports, P&L, cash flow, and balance sheet from accounting data, ready for the owner's dashboard.
Financial forecasting
Builds cash flow, sales, and expense forecasts 3-12 months out, accounting for seasonality and trends.
Spend and budget control
Monitors budget performance by department, flags variances, alerts managers, and prepares reports.